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Personal - Checking

personal_checking

 

Checking Accounts
ALMA Bank offers a wide range of deposit accounts with convenient services including 24/7 telephone banking, internet banking, bill payment services, electronic statement, Debit and credit cards.
Detailed information on fees and restrictions will be available upon request by calling our Customer Service representatives at (718) 267-ALMA (2562). You may also stop by any of our branch locations near you during normal business hours.

Basic Checking:

This is a non-interest bearing account with no minimum balance requirements. It is an excellent choice for customers who do not have to write many checks each month.

Features and benefits
-No monthly service fee
-No minimum balance requirements
-Monthly account statements with images of cancelled checks
-ALMA Debit MasterCard®
-Accesses to 43,000 surcharge free ATMs, worldwide.
-Telephone Banking
-Online Banking

-Allowable (free) withdrawals/month                  10
-Per item fee (above 10 withdrawals/month)       $0.25

You are eligible* for:
-Online Bill Payment
-ALMA Bank Platinum Visa Card – no annual fee & Score Rewards Program
-Safe Deposit Box Rental

* - there are additional fees and/or you may be subject to credit approvals associated with the use of these products and services

 


Premier Checking:
This is a non-interest bearing account with low minimum balance requirements and unlimited check writing privileges. To avoid the monthly service fee, simply keep $500.00 monthly average collected balance or setup a direct deposit with this account.

Features and benefits
-No per check charges
-Unlimited check writing
-Monthly account statements with images of cancelled checks
-Telephone banking
-Internet Banking
-Online bill pay
-ALMA Bank Debit MasterCard®
-Accesses to 43,000 surcharge free ATMs, worldwide.
-Free POS transactions

You are eligible* for:
-Online Bill Payment
-ALMA Bank Platinum Visa Card – no annual fee & Score Rewards Program
-Safe Deposit Box Rental

* - there are additional fees and/or you may be subject to credit approvals associated with the use of these products and services

 

Premier Plus Checking:

This account pays a variable rate of interest and has unlimited check writing privileges. Earn a competitive rate of interest without monthly fees by simply maintaining a minimum monthly balance of $1,000.00 in this account. 

Features
-No per check charges
-Unlimited check writing
-Monthly account statements with images of cancelled checks
-Telephone banking
-Internet Banking

Benefits
-Competitive rates
-ALMA Debit MasterCard®
-Accesses to 43,000 surcharge free ATMs, worldwide.
-Free POS transactions
-Telephone Banking
-Online Banking

You are eligible* for:
-Online Bill Payment
-ALMA Bank Platinum Visa Card – no annual fee & Score Rewards Program
-Safe Deposit Box Rental

* - there are additional fees and/or you may be subject to credit approvals associated with the use of these products and services

 

Click here for Rates & APYs