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Personal - IRAs


Individual Retirement Accounts


Alma Bank offers IRA Plans including Traditional IRA, Roth IRA, Roth Conversion Plan, Education IRA, Simplified Employee Pension, and Simple Retirement Plan.

This is a fixed rate and fixed term account.  The interest rate and annual percentage yield (APY) remain constant for the term of the account based on the corresponding term and balance. Alma Bank offers terms –1 year, 2 years, 3 years, 4 years, and 5 years.

Early Withdrawal penalties may apply if you decided to close your Time Deposit Account prior to maturity date or after grace period is over.