Privacy Notice

Revised March 26, 2019
ALMA Bank Privacy Policy
FACTS WHAT DOES ALMA BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number, income and employment history
  • Account balances and credit history
  • Assets and account transactions
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons ALMA BANK chooses to share; and whether you can limit this sharing.

 

How does ALMA Bank share?
Reasons we can share your personal information Does ALMA BANK Share? Can you limit this sharing?
For our everyday business purposes: Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes: to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes: information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes: information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For non-affiliates to market to you No We don't share
Questions about limiting sharing
To limit our sharing Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us anytime to limit our sharing by calling (855) 541-1000.
Questions? Call (855) 541-1000, visit www.ALMAbank.com, or call the number on the back of your credit card or on your billing statement.

 

Privacy policy continued
Who we are
Who is providing this notice?

ALMA BANK

What we do
How does ALMA BANK protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does ALMA BANK collect my personal information?

We collect your personal information, for example, when you

  • Open an account or give us your contact information
  • Provide account information or deposit money
  • Pay your bills or apply for a loan
  • Use your credit card or ATM debit card
We also collect your personal information from others, such as credit bureaus or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • ALMA BANK does not share with affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. Non-affiliates we share with can include companies that provide services necessary to effect, administer, or enforce a transaction that you request or authorize; credit bureaus; law enforcement officersl government agencies and courts.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • ALMA Bank does jointly market for credit card customers only. Our joint marketing partners include credit card companies only.
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