Alma Bank
Personal Interest Rates

 

Effective date 07-19-2018  
PRODUCT NAME INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
Premier Plus Checking    
$1,000.00 and above 0.25% 0.25%
     
     
Personal Money Market    
$1,000.00–$4,999.99 0.15% 0.15%
$5,000.00–$9,999.99 0.15% 0.15%
$10,000.00–$24,999.99 0.30% 0.30%
$25,000.00 and above 0.35% 0.35%
 $10,000.00 and above ** 1.73%  1.75% 

 

   
Personal Savings    
$100.00 and above 0.40% 0.40%
     
     
Premier Personal Savings    
$10,000.00–$249,999.99 0.45% 0.45%
$250,000.00–$999,999.99 0.45% 0.45%
1,000,000.00 and above 0.65% 0.65%
     
     

 

Certificates of Deposit
  CD   IRA
Rate APY Rate APY
1 Month CD 1.24% 1.25% 1.24% 1.25%
3 Month CD 1.24% 1.25% 1.24% 1.25%
6 Month CD 2.08% 2.10% 2.08% 2.10%
9 Month CD 1.59% 1.60% 1.59% 1.60%
1 Year Liquid CD 0.45% 0.45% N/A N/A
1 Year CD 1.93% 1.95% 1.93% 1.95%
13 Month CD 2.23% 2.25% 2.23% 2.25%
15 Month CD* 2.47% 2.50% 2.47% 2.50%
18 Month CD 2.18% 2.20% 2.18% 2.20%
2 Year CD* 2.23% 2.25% 2.23% 2.25%
30 Month CD  2.37% 2.40% 2.37% 2.40%
3 Year CD 2.52% 2.55% 2.52% 2.55%
4 Year CD 2.66% 2.70% 2.66% 2.70%
5 Year CD* 2.76% 2.80% 2.76% 2.80%

 

 

*APY (Annual Percentage Yield) is accurate as of 07/19/18. Interest Rate for the 15 month CD is 2.47% and APY is 2.50%. Interest Rate for the 2 year CD is 2.22% and APY is 2.25%.  Interest Rate for the 5 Year CD is 2.76% and APY is 2.80%. In order to receive the APY (Annual Percentage Yield) principal and interest must remain on deposit until maturity. To qualify for these promotional CD rates, a $2,500.00 minimum opening balance is required; and $240,000.00 is the maximum amount allowed per account at account opening. Multiple accounts per customer are permitted. Early withdrawal penalties apply.  Other terms and conditions apply.

**Interest Rate for the Money Market Special is 1.54% and APY is 1.55%. The rate is guaranteed for 6-months. The APY (Annual Percentage Yield) is accurate as of 4/11/18. To qualify for the promotional rate: (1) A $10,000.00 minimum balance is required to open the account; (2) The funds deposited in the account must be new to bank funds; and (3) Customer must have a new or existing Checking Account at Alma Bank held in the same name as the Money Market Account. The Money Market Account is limited to six transactions per month. Excessive withdrawals will result in fees; please see the “Truth in Savings” disclosure for more details Account fees may reduce earnings. The promotion is available for businesses and consumers and may end without prior notice. Accounts by government entities and financial institutions are not eligible for this offer. 


 

 

 

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