Alma Bank
Individual Retirement Accounts (IRAs)

Make the tax-deferred feature of an ALMA IRA an important part of your long-term financial planning.*

ALMA offers a wide variety of IRAs with fixed rates and fixed-terms. These IRAs will earn a set rate of interest until maturity. We have an IRA for almost everyone: Traditional IRA, Roth IRA, Roth Conversion Plan, Education IRA, Simplified Employee Pension, and Simple Retirement Plans.

  • Interest rate and annual percentage yield (APY) remain constant for the term of the account
  • Terms offered are 1 / 2 / 3 / 4 / 5 years.
  • Minimum opening balance of $2,500
  • Conveniently renews automatically at maturity
  • Transfers and IRS qualified withdrawals at maturity are penalty free
  • Early withdrawal penalties may apply if you decided to close your Time Deposit account prior to maturity date or after grace period is over

You are leaving Alma Bank's Web Site

The website you have selected is an external one located on another server. Alma Bank has no responsibility for any external website. We neither endorse the information, content, presentation, or accuracy nor make any warranty, express or implied, regarding any external site.

Proceed Cancel

Unsecure Email Disclosure

Your privacy is very important to us. We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.

Continue Cancel