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Compare Personal Checking Accounts

Everyday
Checking


Basic
Checking


Premier
Checking

Premier Plus
Checking

Check Limit

  n/a

10 Checks per month*

Unlimited

Unlimited

Features

 Direct Deposits

 Direct Deposits

Direct deposit

Higher balances earn higher interest rates

Online Banking with Bill Pay

Online Banking with Bill Pay

Online Banking with Bill Pay

Online Banking with Bill Pay

Mobile Banking with Bill Pay and ALMA Mobile App

Mobile Banking with Bill Pay and ALMA Mobile App

Mobile Banking with Bill Pay ALMA Mobile App

Mobile Banking with Bill Pay and ALMA Mobile App

Alma Bank Debit Card with access to 40,000 Surcharge-Free ATMs across the U.S. through our Allpoint Network partnership.

Alma Bank Debit Card with access to 40,000 Surcharge-Free ATMs across the U.S. through our Allpoint Network partnership.

Alma Bank Debit Card with access to 40,000 Surcharge-Free ATMs across the U.S. through our Allpoint Network partnership.

Alma Bank Debit Card with access to 40,000 Surcharge-Free ATMs across the U.S. through our Allpoint Network partnership.

 Electronic statements

Electronic statements, check images

Electronic statements, check images

Electronic Statements, check images

 

 

Alma Bank Platinum VISA Card (no annual fee)

Alma Bank VISA Card (no annual fee)

 Safe deposit box available**

Safe deposit box available**

Safe deposit box available**

Safe deposit box available**

Minimum to Open

 $25

$10

$100

$1000

Monthly Maintenance

 $4.95

n/a

$10

$10

Average Daily Balance to Waive Maintenance Fee***

 n/a

n/a

$500
or
Fee waived with monthly direct deposit 

$1000

Link to Savings

 n/a

 n/a

Personal Premier Savings available to Premier and Premier Plus checking customers

Personal Premier Savings available to Premier and Premier Plus checking customers

*Account holders sixty-five (65) years of age or older are allowed twelve (12) checks per month. 
** Safe Deposit Boxes are not available at all ALMA branch locations.
*** The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is monthly.