Personal Credit Cards

Personal Credit Cards from ALMA Bank can offer you global acceptance, rich rewards, travel benefits, identity theft protection or even cash back on purchases.

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We are proud to offer a local credit card with global purchasing power. The ALMA Bank Platinum Collection, and the World / World Elite Collection from Mastercard® offers you a credit card designed to complement the way you live provided by the community bank you trust.

ALMA Bank World Credit Card

  • Concierge Services: Enjoy exclusive, personal assistance with making dinner reservations, finding event tickets, locating hard-to-find items, buying and delivering gifts, and more whenever you need it - 24x7x365
  • Price Protection: Should you find a lower price for a new item purchased with your eligible World Mastercard®, you may be reimbursed for the price difference. For more information about the coverage you may be able to receive, call 1-800-MC-ASSIST (800-622-7747).
  • Mastercard® Global Service: Get emergency service virtually anytime, anywhere and in any language. Mastercard® Global Service helps you with reporting a Lost or Stolen Card, obtaining an Emergency Card Replacement or Cash Advance, finding an ATM location and answering questions on your account.
  • World Hotels & Resorts Program: Make your next travel experience truly priceless. Access our portfolio of some of the finest hotels and resorts the world has to offer - all presenting you with an exceptional lodging experience. Enjoy complimentary room upgrades, early check-in and late check-out privileges, exclusive World Mastercard® amenities and more.

ALMA Bank World Elite Credit Card

  • Personal Concierge Service: Enjoy complimentary 24/7 assistance with dinner reservations, entertainment, travel recommendations and other helpful services around the world.
  • Credit Monitoring & Identity Theft Resolution Services: Receive proactive alerts on activity from lenders and creditors, so that you can act immediately if you think there is an error or that your identity may have been stolen. 
  • Zero Liability: Pay only for purchases which you have authorized on your World Elite Mastercard®. Unauthorized purchases are not your responsibility.
  • Annual Airline Credit*: Receive up to $200 in airline credits, which includes eligible charges, paid for with your World Elite Mastercard®.
  • Car Rental Collision Damage Waiver Insurance*: Pays for covered damages (physical damage and theft) to rental vehicle when your eligible World Elite Mastercard® is used to initiate and pay for the entire rental transaction.
  • World Elite Luxury Travel Benefits*: Experience a travel card that takes you to a whole new level with an always on-call personal travel advisor, luxury benefits and amenities, global VIP recognition and access, including special promotions, exclusively available to you.

*Certain terms, conditions and exclusions apply. Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-MC-ASSIST (1-800-622-7747) for assistance.

To apply, simply stop by any ALMA Bank branch location for an application or apply online:

Apply Now


Consumer Platinum from MasterCard

The ALMA Bank Platinum Collection from MasterCard offers two styles of cards to choose from:

ALMA Bank Platinum Payback Credit Card

Put your purchases to work for you with our Platinum Payback program.

  • Earn 1% Cash Back on all your qualifying purchases.*

ALMA Bank Platinum Preferred Credit Card

Features higher spending limits and Platinum Rewards designed to make every dollar count.

  • Opportunity to earn double and triple reward points on qualifying everyday purchases.**
  • Additional card enhancements include identity theft resolution services, travel accident insurance, baggage delay and lost luggage.

The Consumer Platinum Card also offers:

  • 24/7 Customer Support
  • Online Reward Tracking
  • Protection and Security Services 

*See program rules for details.

**Subject to enrollment and periodic promotions. Terms and conditions apply. Mastercard® and the Mastercard® Brand Mark are registered trademarks of Mastercard® International Incorporated.

The creditor and issuer of credit cards is Card Assets, pursuant to a license from Mastercard® International Incorporated. Mastercard® is a registered trademark of Mastercard® International Incorporated. Credit cards are subject to Card Assets’ credit approval. 

To apply, simply stop by any ALMA Bank branch location for an application or apply online:

Apply Now

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