ALMA Business Banking Services make your business run easier and more efficiently—from debit and credit cards to cash management, as well as convenient ways to manage your money remotely. Just check with your ALMA Relationship Manager to find the right solutions for your business banking needs.

Business Debit MasterCard®

Enjoy the peace of mind that an ALMA Business Debit Card can provide your business. Eliminate the risk and hassle associated with writing checks for your business purchases, with real-time accurate electronic record keeping. And empower you employees to make purchases on behalf of your business.

Lost your ALMA Business Debit MasterCard®?

Please call ALMA Customer Care toll free at 1-855-541-1000.

  • Available with every ALMA Business checking account.
  • Easy and convenient—purchase amounts are automatically deducted from your ALMA business checking account. Save time over writing checks that require proof of ID and waiting for approvals.
  • Global acceptance any place you see the MasterCard® symbol.
  • Surcharge-free access to 55,000 ATMs worldwide from SUM™ and Allpoint networks.
  • Record keeping is a snap—all your transactions and purchases are recorded on your monthly Business Checking account statement.

Visa® Platinum Business Credit Card

Lots of big banks offer business credit cards, but how many truly stand behind them with responsive personalized service, and treat you as a valuable customer? ALMA Bank’s business credit cards give you both. Enjoy either a competitive Annual Percentage Rate (APR) with the ALMA Platinum Visa Business credit card or earn valuable rewards with the ALMA Platinum Rewards Visa credit card. All from a community bank you can trust to put your best interests first.

  • Customer service is offered the way you want it, with 24 / 7 phone support and online.
  • Add employees as authorized users at no extra charge.
  • ALMA Platinum Edition Visa offers our most competitive APR and allows you to keep your business and personal spending separate.
  • ALMA Platinum Rewards Visa offers you one point for every dollar you spend, and redeem points for merchandise, rental cars, cruises, hotels, and airlines travel—with no blackout dates.
  • State of the art security offers a zero liability policy – your liability of unauthorized transactions is zero.
  • Travel benefits provide you with protection when you travel with Travel Accident Insurance* and Auto Rental Collision Damage Waiver**.

*Travel Accident Insurance
Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

**Auto Rental Collision Damage Waiver
To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company. Restrictions apply if you have personal automobile insurance covering this theft or damage.

This card is issued by TCM Bank, N.A. Subject to credit approval.

Visa® Platinum Company Expense Card

Lots of big banks and card companies offer business expense charge cards, but how many of them truly stand behind them with responsive personalized service, and treat you as a valuable customer? ALMA Bank’s Visa Platinum Company Expense charge card gives you both.

  • Customer service is offered the way you want it: with 24 / 7 phone support and online.
  • For businesses with $ 7 million+ in annual revenue and with 50+ employees.
  • No annual fee
  • Pay in full each month
  • Higher spending limits
  • Add authorized users at no extra charge.
  • Online access at MyCardStatement.com
  • Travel accident insurance*
  • Auto rental collision damage waiver**
  • Fraud monitoring

*Travel Accident Insurance
Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

**Auto Rental Collision Damage Waiver
To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company. Restrictions apply if you have personal automobile insurance covering this theft or damage.

This card is issued by TCM Bank, N.A. Subject to credit approval.

Cash Management

Are you making your cash flow count? ALMA takes the time to understand your current business cash flow needs and challenges. Then we can offer innovative solutions to help your money work better and harder for you, in safe, secure, and more efficient ways.

ALMA cash management online: The complicated task of cash management made simple.

  • Real-time account balance inquiries
  • Account-to-account transfers
  • Stop-payment requests
  • Bill payment
  • Image access
  • Electronic statements

Faster and better ways for your business to move money, with greater control and improved security that gives you peace of mind.

  • ALMA Automated Clearing House (ACH) credit and debit originations
  • Wire transfer requests
  • ALMA Positive Pay: improves security by reducing check fraud

Manage your receivables in faster, more reliable, and secure ways to take the stress out of collecting cash.

  • Remote deposit services
  • Lock box services

Let ALMA Bank help make your business cash work harder for you.

  • Zero-balance accounts (ZBA)
  • ALMA Sweep accounts

Telephone Banking

Need to check a balance? Transfer funds? Make a payment on an ALMA Bank loan? No problem. Just pick up your phone and call our automated phone banking service, 24 hours a day / 7 days a week.

  • Instant account information: check account balances, see if a check has cleared, review recent account activity, or even the last payment you made on an ALMA loan and when the next payment is due.
  • Transfer funds between your ALMA accounts.
  • Make loan payments fast and easy by transferring money from your ALMA checking account.
  • To access your accounts with Telephone Banking, call 866-424-8229.
  • If you have questions, please call ALMA Customer Care toll free at 855-541-1000.

Mobile Banking

ALMA business mobile banking takes personalized banking to a new level of convenience by putting the bank right in your hand. Bank-by-text, use our new mobile browser or our new ALMA mobile app to check balances, transfer funds or even make remote deposits.

  • ALMA Text Banking allows you to text to check account balances.
  • Email and text alerts available.
  • ALMA Bank now fits in your pocket with our new mobile online banking website.
  • Download one of our new ALMA mobile banking apps and access the power of ALMA online banking from your iPhone®, iPad®, Android™, or Windows® Phone.

Merchant Services

ALMA Bank Merchant Services enable you to accept credit and debit cards, gift cards, PIN debit transactions, checks, and more.

  • Reliable and secure payment processing solutions tailored to meet your specific needs
  • Fast and flexible ways to accept payments from nearly everywhere
  • Efficient reporting tools that allow you to track and analyze your funds
  • Faster Access to your revenue streams by linking your ALMA business checking account
  • ALMA Meet or Beat Program: If we can’t meet or beat your current processing fees, we will pay you $500*

*ALMA Bank will meet or beat your current bank’s monthly merchant service fee schedule. Just provide ALMA Bank with your firm’s last three monthly bank statements showing your merchant services fee, and ALMA will match or beat the fee, or pay you $500. It’s that simple.

Clover Merchant Services

SAY HELLO TO THE CLOVERTM SOLUTION

The next generation point-of-sale system that points your business in the right direction.

Receive $100 when you sign up for the CloverTM Solution*

The CloverTM Solution arrives pre-loaded with everything you need to accept payments and run your business more efficiently. Its cloud-based software enables you to manage your inventory, track revenues, and generate reports. The high-resolution touchscreen, intuitive interface, and pivot arm make it easy to use with customers. Software updates are automatically delivered to your device, so you’ll always have the latest version and the strongest security features.

The CloverTM Solution gives you the power to exponentially grow your system’s capabilities by adding Apps from the ever-expanding Clover App Market. This incredible flexibility ensures that The CloverTM Solution can evolve with your business for years to come.

FIND OUT MORE >

Take your business to the next level today
Our Business Solutions Experts are standing by.
Schedule an in-person or phone appointment by calling 718.267.ALMA (2562).
You can also email info@almabusiness.com

* $100 bonus incentive to be paid after two months of usage and upon payment of second merchant services statement balance. Alma Bank reserves the right to collect any bonus paid to merchant if services is cancelled within one year (12 months) of contract agreement.

The Clover trademark and logo are owned by Clover Network, Inc., a First Data company. All other trademarks, service marks and trade names referenced in this material are the property of their respective owners.

Alma Bank is a contracted reseller of the Clover™ Solution. This web page or Web site is not an official page of Clover Network Inc., First Data, its subsidiaries or affiliated business.

Remote Deposit Capture

Remote deposit capture is like having your own ALMA branch right at your desk. No need to take the time to go into the bank. Deposit checks, money orders, as well as cashiers and commercial checks with our safe and secure electronic check processing system.

  • Saves time and money with centralized check processing.
  • No need to fill out deposit slips.
  • One stop solution for electronic payment processing.
  • Online reporting and risk management services included.
  • Enjoy later daily deposit deadlines.
  • Improves your efficiency and profitability.

Debit Card Alerts

Debit Card Alerts