Alma Bank
Certificates of Deposit (CDS)

Have excess cash on hand? Earn interest income when you don't need immediate access to these funds.

ALMA Business Certificates of Deposit (CDs) earn a competitive fixed rate of interest until they mature. Generally, the longer the maturity date, the higher the yield. FDIC insurance allows for worry-free investing. We offer a broad range of maturities from 1 month to 5 years, based on your business investment horizon. Rates are guaranteed for the term you select.

  • Minimum opening deposit of $2,500
  • FDIC insured up to $250,000
  • Link to your ALMA business banking account for better rates
  • Convenient automatic renewal feature ensures continued compounding of your investment
  • No fee to open the account
  • Choose terms from 1 month to 5 years.
  • Access your account via phone or use ALMA online banking to check balances, interested paid, and more.
  • Penalty may apply if CD is closed or money withdrawn prior to maturity.



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