FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Business |
Enterprise |
Business |
|
|---|---|---|---|
A Great Place to Start |
Combined Balances Can Earn You More |
Earn More as Your Balance Grows |
|
Best for... |
Businesses that want to keep their money working while they decide where to deploy it. |
Businesses with higher combined balances looking for ways to make the most from their banking relationship. |
Businesses who want to enjoy the peace of mind that insured savings—with better returns and readily accessible funds—offer. |
Because... |
Low minimum opening deposit makes it easy to start saving today. Safe and secure, as balances are FDIC insured up to applicable limits. |
By linking your ALMA business checking and savings accounts, you can earn even higher interest rates. |
Your business can earn higher rates of interest as your FDIC insured balance grows with easy access through limited check-writing / debit-card privileges. |
Transaction Limits |
Unlimited |
Unlimited |
Unlimited |
Combined Accounts Available |
Small Business Checking |
Enterprise Checking |
|
Features |
24-hour Telephone Banking |
24-hour Telephone Banking |
24-hour Telephone Banking |
Access with ALMA Online Banking / Business Debit MasterCard / ALMA Mobile App |
Access with ALMA Online Banking / Business Debit MasterCard / ALMA Mobile App |
Access with ALMA Online Banking / Business Debit MasterCard / ALMA Mobile App |
|
FDIC Insured to applicable limits |
FDIC Insured to applicable limits |
FDIC Insured to applicable limits |
|
Minimum to Open |
$1,000 |
$10,000 minimum combined balance earns premium interest rate. |
$1,000 |
Monthly Maintenance |
$10 |
$15 |
$15 |
Average Daily Balance to Waive Maintenance Fee |
$1,000 |
$10,000 |
$1,000 |