Compare Personal Checking Accounts

Compare Personal Checking Accounts
Accounts
Everyday
Checking

Basic
Checking

Premier
Checking

Premier Plus
Checking

Check Limit   n/a 10 Checks per month* Unlimited Unlimited
Features  Direct Deposits  Direct Deposits Direct deposit Higher balances earn higher interest rates
Online Banking with Bill Pay Online Banking with Bill Pay Online Banking with Bill Pay Online Banking with Bill Pay
Mobile Banking with Bill Pay and ALMA Mobile App Mobile Banking with Bill Pay and ALMA Mobile App Mobile Banking with Bill Pay ALMA Mobile App Mobile Banking with Bill Pay and ALMA Mobile App
Alma Bank Debit Card with access to 40,000 Surcharge-Free ATMs across the U.S. through our Allpoint Network partnership. Alma Bank Debit Card with access to 40,000 Surcharge-Free ATMs across the U.S. through our Allpoint Network partnership. Alma Bank Debit Card with access to 40,000 Surcharge-Free ATMs across the U.S. through our Allpoint Network partnership. Alma Bank Debit Card with access to 40,000 Surcharge-Free ATMs across the U.S. through our Allpoint Network partnership.
 Electronic statements Electronic statements, check images Electronic statements, check images Electronic Statements, check images
    Alma Bank Platinum VISA Card (no annual fee) Alma Bank VISA Card (no annual fee)
 Safe deposit box available** Safe deposit box available** Safe deposit box available** Safe deposit box available**
Minimum to Open  $25 $10 $100 $1000
Monthly Maintenance  $4.95 n/a $10 $10
Average Daily Balance to Waive Maintenance Fee***  n/a n/a $500
or
Fee waived with monthly direct deposit 
$1000
Link to Savings  n/a  n/a Personal Premier Savings available to Premier and Premier Plus checking customers Personal Premier Savings available to Premier and Premier Plus checking customers

*Account holders sixty-five (65) years of age or older are allowed twelve (12) checks per month. 

** Safe Deposit Boxes are not available at all ALMA branch locations.

*** The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is monthly.

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