Certificates of Deposit (CD)
Alma Bank CDs are one of the most competitive secure instruments around and with easy terms from 1 month to 5 years, why not lock-in and earn with the best. Opening an account is as easy as 1-2-3. Call us now and find out how.
Personal Money Market Account
With Alma Bank’s premier personal money market account, you can enjoy the freedom of a savings account with the interest earning power of a CD. Who says you can’t have it both ways. We make opening personal money market accounts a snap. Contact us and find out how you can too.
Individual Retirement Plans (IRAs)
We’ll help make retirement investing simpler. Alma Bank has an IRA that can help meet your personal needs. We offer truly competitive rates and easy terms. Call us today to find out more on how you can help plan for your future today!
Effective Date January 6, 2010 |
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| PRODUCT NAME | INTEREST RATE | ANNUAL PERCENTAGE YIELD |
|---|---|---|
| Now Account | 1.00% | 1.00% |
| Personal Money Market Account | ||
| $1,000.00 - $4,999.99 | 1.09% | 1.10% |
| $5,000.00 - $9,999.99 | 1.09% | 1.10% |
| $10,000.00 - $24,999.99 | 1.24% | 1.25% |
| $25,000.00 and above | 1.29% | 1.30% |
| Business Money Market Account | ||
| $1,000.00 - $4,999.99 | 1.09% | 1.10% |
| $5,000.00 - $9,999.99 | 1.09% | 1.10% |
| $10,000.00 - $24,999.99 | 1.24% | 1.25% |
| $25,000.00 and above | 1.29% | 1.30% |
| Statement Savings Account | 1.09% | 1.10% |
| Commercial Statement Savings Account | 1.09% | 1.10% |
| Certificates of Deposit | ||
| 1 Month CD | 0.75% | 0.75% |
| 3 Month CD | 1.24% | 1.25% |
| 6 Month CD | 1.14% | 1.15% |
| 9 Month CD | 1.14% | 1.15% |
| 1 Year CD | 1.39% | 1.40% |
| 2 Year CD | 2.27% | 2.30% |
| 3 Year CD | 2.47% | 2.50% |
| 4 Year CD | 2.47% | 2.50% |
| 5 Year CD | 2.96% | 3.00% |
| Promotional Certificates of Deposit * |
(Ends 03/01/2010) |
|
| 18 Month CD | 1.98% | 2.00% |
| 30 Month CD | 2.47% | 2.50% |
| Individual Retirement Accounts | ||
| 1 Year IRA | 1.98% | 2.00% |
| 2 Year IRA | 2.23% | 2.25% |
| 3 Year IRA | 2.96% | 3.00% |
| 4 Year IRA | 2.96% | 3.00% |
| 5 Year IRA | 3.44% | 3.50% |
All rates are subject to change without notices*The renewal term of the promotional Certificate of Deposit are different from the original term. Please refer to our disclosure for additional details. |
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