Main Persnal Banking made easy! Business banking! About Us! Contact Us! Alma Bank News! Current Rates!
 Personal


Advantage Checking

Enjoy a Checking Account that is absolutely
free!

Account Features:

  • $100 opening deposit
  • No maintenance fee
  • No minimum balance
  • No transaction fees
  • Unlimited check writing privilege
  • First order of checks FREE
  • On-line Banking
  • ATM/Debit card
  • Overdraft protection*
  • Monthly statements

Personal Now Account

Enjoy Alma Bank’s interest checking that pays
a competitive interest rate with unlimited check
writing!

Account Features:

  • Minimum opening deposit
  • Unlimited check writing privilege
  • First order of checks FREE
  • No account maintenance or per check fee when you maintain a minimum daily
    balance of $ 1,000.00
  • Interest compounded daily and credited
    monthly on ledger balance
  • On-Line Banking
  • ATM/Debit card
  • Overdraft protection*
  • Monthly statements


Personal Regular Checking

Enjoy a free checking account when you
maintain a minimum balance or direct deposit!

Account Features:

  • No transaction fee
  • No maintenance fee
  • First order of checks FREE
  • On-Line Banking
  • ATM/Debit card
  • Overdraft protection*
  • Unlimited check writing privilege
  • Monthly statements

Personal Money Market

Earn Alma Bank’s highest interest rate
available as your account balance increases!

Account Features:

  • $1,000.00 opening deposit
  • First order of checks FREE
  • Tiered interest rates increase as your
    balance increases
  • No monthly fee with minimum daily balance
  • ATM card
  • Limited withdrawals up to six (6) pre-
    authorized third party transfers or other
    withdrawals per month, three (3) of
    which may be by check
  • Monthly statements



High Yield Savings

Enjoy a high yield savings with low minimum balance!

Account Features:

  • $100.00 opening deposit
  • No monthly Fee with $ 100.00
    minimum daily balance
  • Interest is compounded daily and
    credited monthly on ledger balance
  • Monthly statements


Time Deposits

Choose from Alma Bank’s nine (9) fixed rate
CD’s terms 1,3,6,9,12,24,36,48 & 60
Months!

Account Features:

  • $2,500.00 opening deposit
  • Interest is compounded daily on
    ledger balance
  • Subject to penalty for early
    withdrawals.

Time Deposits IRA ‘s

Choose from Alma Bank’s five (5) fixed rate
CD’s terms 12,24,36,48 & 60 Months!

Account Features:

  • $1,000.00 opening deposit
  • Interest is compounded daily on
    ledger balance
  • Subject to penalty for early
    withdrawals